Aviva Health Insurance Plans
More and more people in the UK are getting private health insurance rather than relying on NHS for healthcare services. A private health insurance covers the cost for medical treatment at a private hospital. It also allows you access to high quality medical care at a lower cost and at your convenience since you are more in control in setting your schedule with the physician.
Healthier Solutions is a private health insurance underwritten by Aviva. This policy is designed to help you pay the cost of medical care for acute illnesses. Aviva, being the sixth largest insurance provider in the world, is the most trusted insurance company in the UK. Aviva guarantees a fast and hassle-free claim process wherein 90% of the claims are approved over the telephone.
Healthier Solutions' standard coverage includes in-patient and outpatient care, diagnostic tests, surgery, consultation fees, and therapies. Healthier Solutions also aims to promote healthy living by giving additional benefits free of charge. Each policy holder will have access to:
- Up to 50% discount on gym and health club membership.
- Stress Counseling Helpline.
- 24 hours medical advise through the GP helpline.
- MyHealthCounts program. This is a free online program that can help improve your health. It gives you a means to assess your health to monitor your improvement. This can also help you qualify for a discounted premium when you renew your policy.
- Free coverage for younger children if a policy to cover the eldest child under 20 is also taken.
- Up to 66% no claim discount from day one. All policies are reviewed on a yearly basis. This reward scheme is very effective in promoting healthy living to avoid attracting sickness.
With Healthier Solutions, you can personalize your coverage according to your preferences and healthcare needs. Additional benefits that you can add to your core cover includes dental and optical cover, psychiatric treatment, therapies as recommended by your GP, and extended list of hospitals. It is important to note that these benefits come with additional fee.
You can also reduce your premium by opting for a reduced list of hospitals, reduced cover for out-patient consultations, policy excess, and six week option wherein you agree that you won't make a claim if NHS can treat you within 6 weeks. While choosing these options will cut the cost of your policy, it will not compromise the quality of healthcare you'll receive.
